Scecret to making money online.

If you're searching the web trying to find a way to make some money online please be careful. There is no such thing as easy money. It's not that easy to make money online as most the ads want you to believe. Sure you will make some, but the amount is not that significant compare to the work that you put in. I'm not saying there is no opportunity there. I just want to warn you first so you won't got cheated out of your time and money. [more...]

Don't pay any money, even one dollar, to people that promise if you want to get rich send in the money. Theirs ideas is just try steal a little from a lot of people. To you $10 might mean nothing, but if you add it up like 100 people a day, that mean big bucks. Usually, the information they send back are worthless or just some endless motivational stories. You need to research thoroughly before invest on an online opportunity. Don't click or reply to any email that promise you rich. Those kind of emails potentially contain spam-ware and virus. Theirs main purpose is spam you with ads or steal yours passwords and identities. Just delete those on first-sight. Don't even bother to read them. So what really is the secret to making money online? Just like with real estate's slogan "location, location, and location", to make money online I think you need "traffic, traffic, and traffic". Traffic here means number of hits on a website. If you have a killing product but nobody can find you on the web, then it really mean nothing. There are tons of way to make money on the net and most of them have to do with what they called affiliate program. The idea is you get pay by refer customers to theirs online business. If you have a personal homepage about your hobbies, it's very good chance you can find a affiliation program out there. For example, if you are into flowers just Google for "flower affiliate", choose the most popular one out there, signed up for an affiliate id, PROMOTE that site, and collect your money on the mail box :). So easy right. The key here is promotion, traffic. This is the only one true ingredient to making money online. So how do you improve traffic to yours web site? This is where the hard work come in. Remember I already told you there is no easy money. You need to be patient and consistent with one gaol in mind: improve traffic to your site. Sometime it cost money to make money. You might want to pay money to get on first on the search engine. This is about search ranking and very specialized subject so I don't discuss it here. You can Google for "ranking optimize" to read more about it. So if you already have a website with good traffic, you're on your way to make money online. Now it's time to promote VietCali.com's affiliate website. You know there will be a catch to this article don't you. Anyway, trying helping out VietCali.com if you can by visiting these sites the next time you need a tshirt, phonecards, air ticket or hotel booking. VietCali designed tshirt: vietcali.spreadshirt.com Vietnam Phone Cards: vietphonecards.com Cheap Airline ticket and Hotel: cheapairhotel.com Thanks.

Happy Valentine

February month is a lovely month. Don't worry if you didn't have a chance to send any special gift to your love one. You always can send a love message. Internet is open 24 hours a day.

My friend sends me this rare flower. A lovely bird couples. I never see this flower before. When I receive this picture through my email, I'm feeling so relax from a stressful day. I love to share this to VietCali readers.

Have a Happy Romantic Valentine day to all VietCali readers.

Love from VietCali

What is yours filing system?

Do you have a filing system where you keep yours bills, receipts, records, and misc documents? What do you keep? How long do you keep them? And how do you file them? Now I am one of those guy that don't want to spend anytime on these boring stuffs. The less filing I have to do the better. I don't want to spend more than 30 minutes paying and filing my monthly bills. [more...]

I know people that keep all theirs bills and receipts, more than five years worth of papers, in storage boxes. Theirs argument is you never know when you need a copy to prove something. So the best way is to keep everything. If you are one of these people, I'm admiring your effort. For me, I have a much simpler system. My thinking is you only need to keep about 13 months copies of bills and receipts. Look if you don't discover a mistake on your bills in a month then why should you keep it more than a year. The reason I want to keep 13 moths worth of document is purely for tax purpose and in case you need those statements for loan application and stuff. Let call it a "13 plus" filing system. So here is how my filing system work. I have 12 folders, label January through December. And one extra folder labeled "January*". Why do I choose January? That is the month I usally do my tax. If you want you can change this to Feburary, March or April and label your extra to such. So if you are the April type, then the first and the last folder are labled "April". Now every month after I pay my bills, I just dump all the copies into that month folder. I don't care about sorting the phone bill from the gas bill, or whatever. In my experience so far, I never have to go back and look for anything anyway. And it doesn't take taht much time to look it up either. So just dump all the papers for that month into one folder. Keep doing in this for every month util you reach your 13th folder. This is 13 months so far. On the 14 months, or let's say on its aniversary, I just shred the old content and replace with new ones for that month. You can see the reason I want to keep the 13th month is want to keep a whole year worth of stuff when I am doing my tax. Now, to make it easier for tax paperworks I aslo have a separate tax folder, where I will throw in there all tax-related stuffs regardless of what month it is. As long as they are on that same year. Things like car registration, property tax payment stub, medical payment stub. And when the W2, 1099s are coming back, I also throw them in this folder too. So when it time to do the tax, I just pull out this one folder. Finished tax forms then also go back in this folder. Now these tax folders, I will have to keep them at least five year. So over all this filing system needs only about 18-20 folders and you should only spend 1 minute to file them.

Happy new year, now do your tax.

I don't know about you but I just hate when it come time to do the tax. It's just a nightmare. Look, there are people that make theirs living just by helping us do our taxes. Why do we have to put up with this! Why won't there be simpler system to pay tax instead of all these mysterious tax questions, credits, deductions, dependents, records, receipts, 1099s, w2, etc Worst this year, I think I will get hit with the AMT tax. If you don't know what AMT tax is you better learn about it now before it too late. In a nutshell, everyone is suppose to figure out two taxes. One regular tax and one AMT tax and pay whichever higher. I think we should get rid of AMT tax. The only reason I think why the government want to keep it so they can basically rob more of our hard earned money. I know there are software that make filing tax a lot easier, but our tax system to me is too complicated. You shouldn't need to spend more than a day to do your taxes. And you shouldn't need a computer and software to do it either. What worst you get to buy different version every year. Why can there be a simpler system so we can do away with the tax forms. We're living in the computer age, and yet we still need to figure out at the end of the year if we pay too much or too little taxes!! Do away with tax credits and deductions and just pay a fix tax percentage for everyone. That is what I think we should do. So I assume there must be good reason not to change our current tax system, and I guess it has to do with money. Somehow, somewhere, someone just can't afford to give up robing us our time and money. What do you think. Am I overreacting?